Experience you can trust.
Behind our firm stands 60 years of combined advisory service—decades dedicated to solving complex financial challenges and helping families thrive. Our history is built on the success of our clients, combining time-tested strategies with a modern vision for wealth management.
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2004David Gardner joins Merrill Lynch.
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2010David leaves Merrill Lynch and joins a Registered Investment Advisory group. (RIA)
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2013Todd Nuttall partners with David Gardner to form their own independent advisory firm (RIA) and Caliber Wealth Management is officially founded.
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2015Caliber Wealth Management exceeds $100 million in assets under advisement.
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2019Caliber Wealth Management registers nationally with Securities and Exchange Commission (SEC).
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May 2021Madison Forrest joins the firm. Madison is responsible for client service and branch operations.
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Feb 2022Jules Tate joins the firm. Jules is responsible for client service and branch operations.
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2023Caliber Wealth Management merges with First Purpose Wealth and Diversify Wealth Management. This merger created one of the largest RIA firms and the only firm of this size to be led by the founding financial advisors. The founders adopt the Diversify Wealth Management name. Diversify Wealth Management acquires two additional firms.
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May 2024Eliza Campbell joins the firm. Eliza is a Wealth Advisor and is responsible for our 401 (k) fiduciary services and 401 (k) participant services.
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2024Diversify Wealth Management surpasses $10 billion in assets under advisement.
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Apr 2026Nicholson Garrett joins the firm. Nicholson is a Wealth Advisor and adds expertise in tax-advantaged investment opportunities such as DSTs, 1031 exchanges, and Opportunity Zones.
Community Involvement
We love our community and do all that we can to support and give back. Here are some of the local groups with whom we have developed mutually beneficial relationships.
The BYU Center for Entrepreneurship and Technology has great influence on our local economy and is cultivating innovation and creativity. Caliber Wealth Management supports the Associate Founders in their efforts to mentor students and bring their ideas to market.
At the Entrepreneur Association we work to create business. Our network of passionate entrepreneurs, through philanthropic giving of money and time, support college and high school student entrepreneurs, as well as one another. And we don’t mind getting together often to enjoy the ride along the way.
Dave Gardner, AIF®
Partner, Wealth Advisor
Dave earned his Bachelor of Science degree in Business Management with an emphasis in Finance from Brigham Young University. While attending BYU, the National Society of Collegiate Scholars honored him for his academic skills and leadership abilities. Prior to co-founding Caliber Wealth Management, Dave spent several years with RCM Investments and Merrill Lynch in Provo, Utah. From his years in the financial sector, Dave brings a multitude of financial skills to the firm. He believes that the key to a successful practice is to provide a high level of service to a select group of clients.
In his free time, Dave supports local entrepreneurs and serves on the board of the Entrepreneurs Association, a non-profit dedicated to mentoring students.
David currently holds the Series 7, Series 66, Series 31 registrations, and Life, Accident & Health Insurance licenses and Variable Contracts Licenses. Check the background of this investment professional on FINRA’s BrokerCheck.
Todd Nuttall
Partner, Wealth Advisor
Todd earned his Bachelor of Science degree in Business Management from Utah Valley University. Before joining Caliber Wealth Management, Todd was CEO of a leading provider of online education and professional consulting. He has more than 10 years of experience in financial and entrepreneurial education and strengthens the firm with his expertise in operations, management, and investments. Todd enjoys staying active and healthy. He has completed two Ironman triathlons, and enjoys Crossfit, mountain biking, and golf. Most of all he loves spending time with his wife Emilie and their three daughters Claire, Lucy, and Olivia. Todd currently holds the Series 7, Series 63 and Series 65 registrations. Check the background of this investment professional on FINRA’s BrokerCheck.
Nicholson Garrett
Wealth Advisor
Nicholson has been in the financial services industry since 2018, helping clients build wealth, plan for retirement, and navigate complex financial decisions with confidence.
In addition to his work as a comprehensive advisor, Nicholson has developed deep expertise in tax-advantaged investment strategies, including DSTs and 1031exchanges, Qualified Opportunity Zones, oil and gas working interest strategies, and the broader alternatives landscape covering private equity, private credit, structured notes, and private real estate. This allows him to deliver diversified solutions tailored to accredited and high-net-worth investors.
Earlier in his career, Nicholson brokered equity in the secondary market for alternative investments, building a deep knowledge of investment structuring and analysis that sharpens the strategies he brings to clients today.Nicholson is a graduate of Utah Valley University, where he earned a degree in Finance. Originally from Utah, he spent time living in Newport Beach, California, before returning to the Salt Lake City area, where he now operates. He is active in his local church and community.
Outside of work, Nicholson enjoys golf, watches, and spending time with his wife and daughter. Nicholson currently holds his Series 7, Series 22, Series 63, and Series 65 registrations.
Madison Forrest
Senior Client Service Associate
Madison graduated with a Master’s degree in Financial Planning and Analytics from Utah Valley University in 2022. She currently holds her Series 65 registration as well as her Life and Health insurance licenses.
Madison has been working in the financial planning industry for the past 9 years. She has a passion for problem-solving and loves interacting with clients. Her favorite thing about financial planning is seeing the impact that it has on clients and their families. In her spare time, Madison loves playing sports, reading, enjoying time outdoors, and spending time with family and friends.
Madison Forrest
Senior Client Service Associate
Jules graduated from Brigham Young University with her Bachelor of Arts degree in Communications with an emphasis in Marketing & Advertising in 2007. Following graduation, Jules started her family, working from home as a mom and as a small business owner. She has 14 years of graphic design and e-commerce experience. She is a welcomed addition to the Caliber Wealth family.
Jules loves her daily workouts, watching sports, and spending time with her husband Justin and their 3 children, daughters Rowan and Harper, and son Rockwell.
Eliza Campbell
401k Specialist
Eliza has been on the team since 2024, when she graduated from Brigham Young University with her bachelor’s in economics. She is currently pursuing a master’s degree in Finance.
Eliza works alongside business owners and plan sponsors to set up and service retirement plans. She also dedicates her time to servicing the plan participants and ensuring that they receive full access to financial planning and investment education resources. Eliza is passionate about her work and loves to provide value and develop trust with her clients.
Outside of the office, Eliza enjoys skiing, reading, and spending time with family and friends. Eliza currently holds her Series 65 registration and is a candidate for the CFP®.
